Apply for Home loan, Personal Loan, Loan against property, Balance Transfer & Business Loan

Balance transfer in Personal Loan

Balance transfer facility is a feature for existing borrower who wants to get better rate and sometimes a top-up facility. In balance transfer the rate of interest reduces by 1-2 percent, which in turn reduces EMI amount as well.

Just like other loans, in personal loan balance transfer means that the remaining unpaid amount of taken loan will get transferred to some other bank which offers lower interest rates.

ABM provides a balance transfer facility with tenure of 5 years on the cheapest rate of interest, which gives you a great opportunity to save huge money.


  • Pan Card
  • Adhar Card
  • Photo
  • Loan Track Record of old lender.
  • 6 months bank statement
  • 3 months salary slip.
  • Cibil score should be more than 700+

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